If you are a US citizen who has been taking care of your loved ones since they are disabled, have special medical needs or are veterans, then you need to start getting paid for your services.
But who will pay you, you ask.
Maybe the person you are looking after is too poor and cannot afford it.
Or maybe your family cannot afford a caregiver budget.
Well, do not worry because you can get paid by some of the US caregiver/veteran programs.
Can you get paid by the state to take care of a family member?
Yes, you can get paid to take care of your very own family member. And I believe that would be a good source of cash.
Because let’s face it; you have been taking care of that person all through without expecting anything.
So would you not be very pleased if someone, outside your family circle, offered to pay you for those very services.
All you need to do is get the right information about programs that pay you as a caregiver and you will slowly be smiling to the bank to get paid for taking care of your mom or pop.
What US programs pay you to take care of your family member?
The US government recognizes a caregiver as someone who is helping another who has special medical needs in their daily lives. It could be that you are helping them in getting groceries from the shop, cooking and cleaning the house or even giving them medicine. Many US programs allow that the caregiver gets paid for their selfless works.
Related: Hospice care and its purposes
Medicaid self-directed care
Rather than have an agency state how your long term care service is going to be like, you can sign up for Medicaid where you have the autonomy to decide how you are going to be taken care of.
Here you have the option to hire your caregiver and are given a budget to pay them.
Veteran directed care
This is a fund directed to US veterans that afford them to live well as well as hire caregivers to take care of them. Veterans might be needing help with daily activities such as bathing, toileting, dressing and movement around the house.
It could also be that their family members are nowhere to take care of them and so they would feel isolated and they would therefore need a caregiver or neighbor to look after them.
The budget from this fund is going to be managed by the veteran themselves or a representative that they choose.
Aid and Attendance Benefits and Housebound Allowance
VA aid is given out to veterans who pass the following criteria
- Need help with daily activities such as bathing, dressing and feeding
- They are bed ridden or have to stay in bed for long because of an illness
- Are a patient in a nursing home due to mental or physical disabilities
- Have limited eyesight
To qualify for this aid, you need to download and fill out a form. You could also have your doctor ascertain on your disabilities.
Some Insurance policies for long term care
If you have a long term care insurance policy, you would find that you are able to hire a caregiver to take care of you. You however do need to check with your insurance broker since not all have this option.